Baker, J.
Appellant-plaintiff Rick Deeter appeals the trial court’s grant of summary judgment in favor of appellee-defendant Indiana Farmers Mutual Insurance Company (Farmers) regarding his claim for insurance proceeds against Farmers. In particular, Rick asserts that Farmers failed to craft a clear and unambiguous insurance policy and thus improperly denied his claim based on the intentional loss exclusion in the policy for his home. Rick also argues that he is an “innocent co-insured spouse” and contends that the fact that Callie Deeter, his wife, is guilty of causing an intentional loss should not bar him from recovery. Thus, Rick argues that a genuine issue of material fact remains as to whether or not Farmers could refuse his claim under the insurance policy exclusion. Concluding that the trial court properly entered summary judgment for Farmers, we affirm the judgment of the trial court.
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We now determine that when an insurance company has included an explicit exclusion in its policy to cover loss that results from an intentional act by a co-insured, we will respect the parties’ right to contract and enforce that exclusion. Here, it is clear that Callie and Rick were both listed as an “insured” on the insurance policy, and the policy explicitly stated that it would not cover a loss that resulted from an intentional act of an insured: “‘We’ do not pay for loss which results from an act committed by or at the direction of an ‘insured’ and with the intent to cause a loss.” Appellant’s App. p. 44. The undisputed designated evidence shows that Callie purposefully and intentionally burnt down her home, and Farmers was within the scope of its contractual rights to deny the Deeters’ insurance claim in accordance with the intentional loss exclusion contained in the policy.
As a result, we affirm the trial court’s grant of Farmers’ motion for summary judgment.
NAJAM, J., and CRONE, J., concur.